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When you close on your home loan, you’ll likely need to bring funds to the closing table.  We call these funds your “cash to close”.  Your cash to close includes the down payment, closing costs, and prepaids associated with you closing your home loan.

Depending on the loan product and property type, your cash to close can vary.  Even with products that say “100% financing”, you likely still have to bring something to the closing table.  Even though you may not have a down payment required, you may still have closing costs to cover.

Knowing exactly what you’ll bring to the closing table is an important part of the initial qualification process.  Make sure you have a firm understanding of all of the funds you’ll need to bring to the closing table.

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